Last night, as per usual since my pension plan became a 401 no-K at all, I was lying awake considering the possible scenarios for my families future. On the one hand, we could turn our backyard into a coffee plantation, sell our product to neighborhood frugalistas who are still p.c. enough to want to buy locally grown goods, on the other hand, I could cash out what's left of my retirement fund, because I'll never ever be able to afford to stop working in this lifetime? This got me pondering the story of Goldilocks and the three bears. If you recall, Goldy waltzes into the home of the bear family and tries to find something that fits just right. She tastes from each of their porridge bowls, tries out their chairs and beds, until she finds one that's just right and falls into a deep sleep.

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